{"id":3898,"date":"2022-01-30T03:51:21","date_gmt":"2022-01-30T03:51:21","guid":{"rendered":"https:\/\/people.utm.my\/nizamray\/?p=3898"},"modified":"2022-01-30T03:51:23","modified_gmt":"2022-01-30T03:51:23","slug":"kita-perlu-ada-target-ya","status":"publish","type":"post","link":"https:\/\/people.utm.my\/nizamray\/2022\/01\/30\/kita-perlu-ada-target-ya\/","title":{"rendered":"Kita perlu ada target ya"},"content":{"rendered":"\n<p>Target setiap bulan nak simpan RM 300 atau 10% daripada gaji.<\/p>\n\n\n\n<p>Berdasarkan pengalaman saya, lepas bulan ke 2 tak ada RM 600 dalam akaun?<\/p>\n\n\n\n<p>Biasanya ada 2 punca, sama ada:<\/p>\n\n\n\n<p>1. Salah atur bajet<br>2. Cara menyimpan itu tak berapa berkesan, mudah sangat bocor.<\/p>\n\n\n\n<p>Bagi yang nak tutup simpanan yang mudah bocor, satu cara yang berkesan ialah tukarkan sebahagian simpanan tu tadi dalam bentuk emas.<\/p>\n\n\n\n<p>Dari RM300 , tarik terus untuk simpan emas 1gram 1bulan.<\/p>\n\n\n\n<p>Kalau ikutkan pengalaman saya sendiri dan ramai penyimpan emas yang lain, lepas 12 bulan, confirm ada 12 gram dalam simpanan. Ada lebih pun ramai!<br><br>Jadi, boleh bermula simpan emas dengan 1 gram 1 bulan pada hari ni ya.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"959\" height=\"1024\" src=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-959x1024.png\" alt=\"\" class=\"wp-image-3900\" srcset=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-959x1024.png 959w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-281x300.png 281w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-768x820.png 768w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-1439x1536.png 1439w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43-1919x2048.png 1919w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/01\/kitaran-hidup-43.png 1960w\" sizes=\"auto, (max-width: 959px) 100vw, 959px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Target setiap bulan nak simpan RM 300 atau 10% daripada gaji. Berdasarkan pengalaman saya, lepas bulan ke 2 tak ada RM 600 dalam akaun? Biasanya ada 2 punca, sama ada: 1. Salah atur bajet2. Cara menyimpan itu tak berapa berkesan, mudah sangat bocor. Bagi yang nak tutup simpanan yang mudah bocor, satu cara yang berkesan [&hellip;]<\/p>\n","protected":false},"author":663,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-3898","post","type-post","status-publish","format-standard","hentry","category-emas","entry"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/3898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/users\/663"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/comments?post=3898"}],"version-history":[{"count":1,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/3898\/revisions"}],"predecessor-version":[{"id":3902,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/3898\/revisions\/3902"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/media?parent=3898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/categories?post=3898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/tags?post=3898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}