{"id":5612,"date":"2022-07-07T06:57:22","date_gmt":"2022-07-07T06:57:22","guid":{"rendered":"https:\/\/people.utm.my\/nizamray\/?p=5612"},"modified":"2022-07-07T06:57:23","modified_gmt":"2022-07-07T06:57:23","slug":"musim%c2%b2-gaji-masyukk","status":"publish","type":"post","link":"https:\/\/people.utm.my\/nizamray\/2022\/07\/07\/musim%c2%b2-gaji-masyukk\/","title":{"rendered":"Musim\u00b2 gaji masyukk"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Biasanya duit gaji akan habis sebelum gaji masuk. <img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/1f92d.png\" alt=\"?\"><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/1f92d.png\" alt=\"?\"><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/1f92d.png\" alt=\"?\"><br><br>So hari ini saya nk bagi tips macamana kita semua boleh pastikan duit gaji kita bertahan lebih lama.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2705.png\" alt=\"\u2705\">Bila terima gaji kita, asingkan terus at least 10% dariapa gaji secara paksa.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2705.png\" alt=\"\u2705\">Anggap gaji sebenar ialah amaun selepas kita tolak 10% tadi.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2705.png\" alt=\"\u2705\">Sebagai contoh, gaji bersih kita RM2000, maka kita potong siap-siap RM200 sebagai simpanan yang kita paksa, maka gaji kita sebenarnya RM1800 saja.<br><br>Masalah dengan kita ialah, biasa kita simpan dalam bentuk wang tunai, duit itu pulak tak tahan lama. Akhirnya, Walaupun kita dah cuba paksa simpan, duit tu habis juga kita belanja<br><br>Saya suka cadangkan, untuk kekal lama menyimpan, kita tak boleh simpan dalam bentuk duit. Kita tukar jadi barang berkualiti tinggi.<br><br>Tukar saja jadi emas. Ya, tukar RM200 tadi jadi emas In Sha Allah akan bertahan sangat lama.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2764.png\" alt=\"\u2764\ufe0f\">Naluri duit ialah berbelanja. Naluri emas ialah pada mengumpul.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2764.png\" alt=\"\u2764\ufe0f\">Nilai duit makin lama makin kecil. Nilai emas meningkat secara jangka panjang.<br><br><img decoding=\"async\" src=\"https:\/\/web.telegram.org\/z\/img-apple-64\/2764.png\" alt=\"\u2764\ufe0f\">Kekayaan duit berada di tangan pemerintah. Kekayaan emas berada di tangan pemilik.<br><br>Jangan berlengah lagi. Simpan emas mulai sekarang.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"592\" src=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/07\/image-3.png\" alt=\"\" class=\"wp-image-5614\" srcset=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/07\/image-3.png 720w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2022\/07\/image-3-300x247.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Biasanya duit gaji akan habis sebelum gaji masuk. So hari ini saya nk bagi tips macamana kita semua boleh pastikan duit gaji kita bertahan lebih lama. Bila terima gaji kita, asingkan terus at least 10% dariapa gaji secara paksa. Anggap gaji sebenar ialah amaun selepas kita tolak 10% tadi. Sebagai contoh, gaji bersih kita RM2000, [&hellip;]<\/p>\n","protected":false},"author":663,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-5612","post","type-post","status-publish","format-standard","hentry","category-emas","entry"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/5612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/users\/663"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/comments?post=5612"}],"version-history":[{"count":1,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/5612\/revisions"}],"predecessor-version":[{"id":5616,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/5612\/revisions\/5616"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/media?parent=5612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/categories?post=5612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/tags?post=5612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}