{"id":6576,"date":"2023-01-05T08:52:54","date_gmt":"2023-01-05T08:52:54","guid":{"rendered":"https:\/\/people.utm.my\/nizamray\/?p=6576"},"modified":"2023-01-05T08:52:59","modified_gmt":"2023-01-05T08:52:59","slug":"cara-manfaatkan-emas-yang-disimpan","status":"publish","type":"post","link":"https:\/\/people.utm.my\/nizamray\/2023\/01\/05\/cara-manfaatkan-emas-yang-disimpan\/","title":{"rendered":"<strong>CARA MANFAATKAN EMAS YANG DISIMPAN<\/strong>"},"content":{"rendered":"\n<p>Emas yang kita kumpul sekian lama agak sayang sekiranya dijual. Emas adalah aset\/harta.<br \/><br \/>Kebiasaannya penyimpan emas akan menjual emas mereka sekiranya hendak membeli aset\/harta lain seperti tanah atau rumah.<br \/><br \/>Jarang sekali orang jual emas untuk beli handphone, sportrim kereta atau barang2 lain yang diingininya.<br \/><br \/>Apa yang boleh anda buat dengan simpanan emas anda apabila anda terdesak perlukan wang?<br \/><br \/>Gadaikan di mana2 pusat gadaian Islam (ArRahnu). Anda akan dapat sekurang-kurangnya 75% (berbeza bergantung Ar-rahnu) pembiayaan dari nilai marhum emas anda.<br \/><br \/>Contohnya 10gram goldbar, Nilai Marhun Coop Bank Emas 999 RM284\/g. Anda boleh pinjam RM2,130(75%). Upah simpannya \u00b11%=RM12.70\/bulan \/ RM127 untuk 6 bulan.<br \/><br \/>Dengan wang RM2,130 itu anda selesaikanlah urusan anda. Sebelum tamat tempoh gadaian 6 bulan, kita boleh tebus goldbar tadi dengan bayaran RM2,130 + RM127 = RM2,257. Surat pajak boleh dilanjutkan bila bayar upah.<br \/><br \/>Masalah selesai, emas anda tak hilang.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-6578\" src=\"http:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663726501-234x300.jpeg\" alt=\"\" width=\"845\" height=\"1083\" srcset=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663726501-234x300.jpeg 234w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663726501-800x1024.jpeg 800w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663726501-768x983.jpeg 768w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663726501.jpeg 1000w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-6580\" src=\"http:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663723806-300x201.jpeg\" alt=\"\" width=\"837\" height=\"561\" srcset=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663723806-300x201.jpeg 300w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2023\/01\/photo1663723806.jpeg 720w\" sizes=\"auto, (max-width: 837px) 100vw, 837px\" \/> \u00a0<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":663,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-6576","post","type-post","status-publish","format-standard","hentry","category-emas","entry"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/6576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/users\/663"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/comments?post=6576"}],"version-history":[{"count":1,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/6576\/revisions"}],"predecessor-version":[{"id":6586,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/6576\/revisions\/6586"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/media?parent=6576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/categories?post=6576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/tags?post=6576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}