{"id":7072,"date":"2023-10-09T13:26:00","date_gmt":"2023-10-09T13:26:00","guid":{"rendered":"https:\/\/people.utm.my\/nizamray\/?p=7072"},"modified":"2023-10-27T02:27:25","modified_gmt":"2023-10-27T02:27:25","slug":"tips-urus-wang","status":"publish","type":"post","link":"https:\/\/people.utm.my\/nizamray\/2023\/10\/09\/tips-urus-wang\/","title":{"rendered":"Tips Urus Wang"},"content":{"rendered":"\n

======================
Formula Pengurusan Wang
======================<\/p>\n\n\n\n

\u2776- *10%*<\/p>\n\n\n\n

\"\ud83d\udcc8\"<\/figure>\n\n\n\n

 Simpan ‘duit’ seeloknya dalam medium ‘NILAI dibekukan’ dlm bentuk aset seperti rumah, tanah, Emas fizikal<\/p>\n\n\n\n

\u2777- *10%*<\/p>\n\n\n\n

\"\ud83c\udfe1\"<\/figure>\n\n\n\n
\"\ud83d\ude98\"<\/figure>\n\n\n\n

 Labur dalam medium yang memberi pulangan lebih tinggi dari Kadar Inflasi tahunan seperti tabung haji, kwsp, bisnes, aset(tanah, rumah, Emas)<\/p>\n\n\n\n

\u2778- *55%*<\/p>\n\n\n\n

\"\ud83d\udc54\"<\/figure>\n\n\n\n
\"\ud83d\udc57\"<\/figure>\n\n\n\n
\"\ud83c\udf54\"<\/figure>\n\n\n\n
\"\u26fd\"<\/figure>\n\n\n\n
\"\ud83d\udc8a\"<\/figure>\n\n\n\n

 Keperluan harian diri & keluarga<\/p>\n\n\n\n

\u2779- *10%*<\/p>\n\n\n\n

\"\ud83c\udf89\"<\/figure>\n\n\n\n
\"\ud83c\udfc2\"<\/figure>\n\n\n\n

 Fun & Play<\/p>\n\n\n\n

\u277a- *10%*<\/p>\n\n\n\n

\"\ud83c\udf93\"<\/figure>\n\n\n\n
\"\ud83d\udcda\"<\/figure>\n\n\n\n

Pelajaran, Ilmu pengurusan kewangan, bengkel kemahiran<\/p>\n\n\n\n

\u277b- *5%*<\/p>\n\n\n\n

\"\ud83d\ude0a\"<\/figure>\n\n\n\n

 Charity Fund, Zakat & Sedekah<\/p>\n\n\n\n

*- – – – – – – – – – – – – – – – – – – – – – – – – – – – – -*<\/p>\n\n\n\n

\"\ud83d\udc46\ud83c\udffc\"<\/figure>\n\n\n\n

 Formula di atas boleh kita gunakan utk individu\/syarikat<\/p>\n\n\n\n

\"\u261d\ud83c\udffc\"<\/figure>\n\n\n\n

 Jom Kita Fokus! Financial Freedom!!<\/p>\n\n\n\n

\"\u261d\ud83c\udffc\"<\/figure>\n\n\n\n

Disiplinkan diri dlm urus kewangan<\/p>\n\n\n\n

\"\ud83d\udcaa\ud83c\udffc\"<\/figure>\n\n\n\n

 Set Matlamat Kewangan!! & Matlamat Zakat!!
*- – – – – – – – – – – – – – – – – – – – – – – – – – – – – -*<\/p>\n\n\n\n

\"\ud83d\udcb0\"<\/figure>\n\n\n\n

6 bulan \u00d7 simpanan sebelum memulakan apa\u00b2 pelaburan.<\/p>\n\n\n\n

\"\ud83d\udcb0\"<\/figure>\n\n\n\n

Utamakan Aset, Aset, Aset baru Liabiliti.<\/p>\n\n\n\n

“Kuasai Emas, Nikmati Kebebasan Kewangan”<\/p>\n\n\n\n

\"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

======================Formula Pengurusan Wang====================== \u2776- *10%*  Simpan ‘duit’ seeloknya dalam medium ‘NILAI dibekukan’ dlm bentuk aset seperti rumah, tanah, Emas fizikal \u2777- *10%*  Labur dalam medium yang memberi pulangan lebih tinggi dari Kadar Inflasi tahunan seperti tabung haji, kwsp, bisnes, aset(tanah, rumah, Emas) \u2778- *55%*  Keperluan harian diri & keluarga \u2779- *10%*  Fun & Play \u277a- […]<\/p>\n","protected":false},"author":663,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-7072","post","type-post","status-publish","format-standard","hentry","category-emas","entry"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/7072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/users\/663"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/comments?post=7072"}],"version-history":[{"count":1,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/7072\/revisions"}],"predecessor-version":[{"id":7074,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/7072\/revisions\/7074"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/media?parent=7072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/categories?post=7072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/tags?post=7072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}