{"id":8175,"date":"2024-08-09T04:31:00","date_gmt":"2024-08-09T04:31:00","guid":{"rendered":"https:\/\/people.utm.my\/nizamray\/?p=8175"},"modified":"2026-11-05T04:33:04","modified_gmt":"2026-11-05T04:33:04","slug":"tip-kurangkan-rasa-berduit","status":"publish","type":"post","link":"https:\/\/people.utm.my\/nizamray\/2024\/08\/09\/tip-kurangkan-rasa-berduit\/","title":{"rendered":"*Tip kurangkan rasa berduit:*"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">1. Menabung secara auto-debit atau standing instructions. Supaya duit yang sepatutnya kita tabungkan dah dipotong siap-siap sebelum sampai ke tangan kita.<br><br>2. Duit simpanan jangka panjang, simpanlah dalam bentuk emas. Emas pun duit juga, tapi bila dah bertukar jadi emas, kita akan rasa tak lagi berduit.<br><br>3. Bila dapat kenaikan gaji, terus tambah potongan gaji untuk dijadikan tabungan. Supaya kita tak nampak &#8216;duit lebih&#8217; bila dapat kenaikan gaji.<br><br>4. Gunakan teknik sampul. Bila dapat gaji, asing-asing siap-siap setiap perbelanjaan mengikut sampul. Supaya kita sedar, kita sebenarnya tak ada duit lebih dan tak lagi rasa berduit (bila tengok duit selonggok banyak).<br><br>Sentiasalah berhati-hati setiap kali rasa berduit. Duit kita akan banyak bocor ketika kita rasa berduit.<br><br>Semoga bermanfaat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"980\" src=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2026\/11\/6174706883701621523-1024x980.jpg\" alt=\"\" class=\"wp-image-8176\" srcset=\"https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2026\/11\/6174706883701621523-1024x980.jpg 1024w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2026\/11\/6174706883701621523-300x287.jpg 300w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2026\/11\/6174706883701621523-768x735.jpg 768w, https:\/\/people.utm.my\/nizamray\/wp-content\/uploads\/sites\/1087\/2026\/11\/6174706883701621523.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>1. Menabung secara auto-debit atau standing instructions. Supaya duit yang sepatutnya kita tabungkan dah dipotong siap-siap sebelum sampai ke tangan kita. 2. Duit simpanan jangka panjang, simpanlah dalam bentuk emas. Emas pun duit juga, tapi bila dah bertukar jadi emas, kita akan rasa tak lagi berduit. 3. Bila dapat kenaikan gaji, terus tambah potongan gaji [&hellip;]<\/p>\n","protected":false},"author":663,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-8175","post","type-post","status-publish","format-standard","hentry","category-emas","entry"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/8175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/users\/663"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/comments?post=8175"}],"version-history":[{"count":1,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/8175\/revisions"}],"predecessor-version":[{"id":8177,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/posts\/8175\/revisions\/8177"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/media?parent=8175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/categories?post=8175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/nizamray\/wp-json\/wp\/v2\/tags?post=8175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}