{"id":1454,"date":"2016-01-23T16:21:44","date_gmt":"2016-01-23T08:21:44","guid":{"rendered":"http:\/\/people.utm.my\/noorsidi\/?p=1454"},"modified":"2016-01-23T16:21:44","modified_gmt":"2016-01-23T08:21:44","slug":"8-most-helpful-finance-hacks","status":"publish","type":"post","link":"https:\/\/people.utm.my\/noorsidi\/2016\/01\/23\/8-most-helpful-finance-hacks\/","title":{"rendered":"8 Most Helpful Finance Hacks"},"content":{"rendered":"<p><strong>1. Change over from a principal and interest to an interest-only loan<\/strong><br \/>\nWhen building up their property investment portfolio, a lot of investors make the mistake of\u00a0taking out a principal and interest loan.<\/p>\n<p>I say \u201cmistake\u201d because this kind of loan can put a stop to your investing career before it\u2019s even off the ground. When you\u2019re building up your portfolio you want to gain as much equity as possible \u2013 equity which you will then draw from your properties and use to buy more investment properties.<\/p>\n<p>How many investment properties do you need? In today\u2019s market it takes about six to become financially independent. Although it\u2019s great to pay off debt, you don\u2019t want to stop at one or two. That\u2019s why an interest only loan is the best loan type at this time. Once you have reached your goals and begin to consolidate your portfolio, you can choose to switch to a\u00a0principal and interest loan and begin paying down your debt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Change over from a principal and interest to an interest-only loan When building up their property investment portfolio, a lot of investors make the mistake of\u00a0taking out a principal and interest loan. I say \u201cmistake\u201d because this kind of loan can put a stop to your investing career before it\u2019s even off the ground. &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/people.utm.my\/noorsidi\/2016\/01\/23\/8-most-helpful-finance-hacks\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;8 Most Helpful Finance Hacks&#8221;<\/span><\/a><\/p>\n","protected":false},"author":18926,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1454","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts\/1454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/users\/18926"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/comments?post=1454"}],"version-history":[{"count":0,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts\/1454\/revisions"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/media?parent=1454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/categories?post=1454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/tags?post=1454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}