{"id":1468,"date":"2016-01-23T16:23:39","date_gmt":"2016-01-23T08:23:39","guid":{"rendered":"http:\/\/people.utm.my\/noorsidi\/?p=1468"},"modified":"2016-01-23T16:23:39","modified_gmt":"2016-01-23T08:23:39","slug":"8-most-helpful-finance-hacks-8","status":"publish","type":"post","link":"https:\/\/people.utm.my\/noorsidi\/2016\/01\/23\/8-most-helpful-finance-hacks-8\/","title":{"rendered":"8 Most Helpful Finance Hacks"},"content":{"rendered":"<p><strong>8. Pair loan to value ratio (LVR) with density type<\/strong><br \/>\nIf you want to obtain a loan at 95% LVR, a good rule of thumb is to choose properties that are low-density type properties.<\/p>\n<p>If, however, you want to go with high-density properties, go for 80% where possible. You can run into issues with valuations if you go up to 90% with these type of properties.<\/p>\n<p>Should this happen, re-submit your loan application, find another valuer or lower the LVR by investing more of your own capital<\/p>\n","protected":false},"excerpt":{"rendered":"<p>8. Pair loan to value ratio (LVR) with density type If you want to obtain a loan at 95% LVR, a good rule of thumb is to choose properties that are low-density type properties. If, however, you want to go with high-density properties, go for 80% where possible. You can run into issues with valuations &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/people.utm.my\/noorsidi\/2016\/01\/23\/8-most-helpful-finance-hacks-8\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;8 Most Helpful Finance Hacks&#8221;<\/span><\/a><\/p>\n","protected":false},"author":18926,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1468","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts\/1468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/users\/18926"}],"replies":[{"embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/comments?post=1468"}],"version-history":[{"count":0,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/posts\/1468\/revisions"}],"wp:attachment":[{"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/media?parent=1468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/categories?post=1468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.utm.my\/noorsidi\/wp-json\/wp\/v2\/tags?post=1468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}