30. Maximise your leverage
A high loan to value ratio (LVR) is one of the most important factors in maximising the profitability of an investment.
A good investment is made so much better by leverage. Without attractive finance, I wouldn’t even bother investing in property. The lowest interest rate is not the most important part of your financing.
Not all low interest rate loans will allow you to buy in any entity. You may prefer a company or trust ownership structure, for example.
Not all loans will be interest only. Paying principal & interest will hurt cash flow terribly. Choose a loan that offers interest only for as long as possible.