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Formula Pengurusan Wang
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❶- *10%*
![📈](https://web.telegram.org/a/img-apple-64/1f4c8.png)
Simpan ‘duit’ seeloknya dalam medium ‘NILAI dibekukan’ dlm bentuk aset seperti rumah, tanah, Emas fizikal
❷- *10%*
![🏡](https://web.telegram.org/a/img-apple-64/1f3e1.png)
![🚘](https://web.telegram.org/a/img-apple-64/1f698.png)
Labur dalam medium yang memberi pulangan lebih tinggi dari Kadar Inflasi tahunan seperti tabung haji, kwsp, bisnes, aset(tanah, rumah, Emas)
❸- *55%*
![👔](https://web.telegram.org/a/img-apple-64/1f454.png)
![👗](https://web.telegram.org/a/img-apple-64/1f457.png)
![🍔](https://web.telegram.org/a/img-apple-64/1f354.png)
![⛽](https://web.telegram.org/a/img-apple-64/26fd.png)
![💊](https://web.telegram.org/a/img-apple-64/1f48a.png)
Keperluan harian diri & keluarga
❹- *10%*
![🎉](https://web.telegram.org/a/img-apple-64/1f389.png)
![🏂](https://web.telegram.org/a/img-apple-64/1f3c2.png)
Fun & Play
❺- *10%*
![🎓](https://web.telegram.org/a/img-apple-64/1f393.png)
![📚](https://web.telegram.org/a/img-apple-64/1f4da.png)
Pelajaran, Ilmu pengurusan kewangan, bengkel kemahiran
❻- *5%*
![😊](https://web.telegram.org/a/img-apple-64/1f60a.png)
Charity Fund, Zakat & Sedekah
*- – – – – – – – – – – – – – – – – – – – – – – – – – – – – -*
![👆🏼](https://web.telegram.org/a/img-apple-64/1f446-1f3fc.png)
Formula di atas boleh kita gunakan utk individu/syarikat
![☝🏼](https://web.telegram.org/a/img-apple-64/261d-1f3fc.png)
Jom Kita Fokus! Financial Freedom!!
![☝🏼](https://web.telegram.org/a/img-apple-64/261d-1f3fc.png)
Disiplinkan diri dlm urus kewangan
![💪🏼](https://web.telegram.org/a/img-apple-64/1f4aa-1f3fc.png)
Set Matlamat Kewangan!! & Matlamat Zakat!!
*- – – – – – – – – – – – – – – – – – – – – – – – – – – – – -*
![💰](https://web.telegram.org/a/img-apple-64/1f4b0.png)
6 bulan × simpanan sebelum memulakan apa² pelaburan.
![💰](https://web.telegram.org/a/img-apple-64/1f4b0.png)
Utamakan Aset, Aset, Aset baru Liabiliti.
“Kuasai Emas, Nikmati Kebebasan Kewangan”
![](https://people.utm.my/nizamray/wp-content/uploads/sites/1087/2023/10/photo1696823899.jpeg)